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July 24, 2008
Car-Accidents
             
 
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Accident Terms and Definitions

 
 

Cancellation
The termination of an insurance policy before its normal expiration date.

Nonrenewal
The termination of an insurance policy at its normal expiration date.

Full Tort
With this selection you retain unrestricted rights to bring suit against the negligent party.

Airbag Deployment
Occurs when the driver, passenger or side airbag has been used or deployed during a crash or other incident.

Hearsay
Evidence based on what the witness has heard someone else say, rather than what the witness has personally experienced or observed.

Venue
The specific county, city or geographical area in which a court has jurisdiction

Limited Tort
Offers savings on your premiums. You are still able to recover all out-of-pocket medical and other expenses, however you are not able to recover non-monetary damages or receive payments for pain and suffering unless injuries are defined as serious.

Replacement Cost
Replacement cost is the cost of replacing lost or damaged property with new property of like kind and quality, at current market prices.

Gap Insurance
Insurance that pays the difference between the actual cash value of a vehicle and the amount still to be paid on the loan. Some gap policies may also cover the amount of the deductible.

Accident
A collision involving an automobile and anything that causes damage to the automobile, including other automobiles, telephone poles, buildings, and trees.


Contact our Maine Accident Lawyers if you have ever experienced a personal injury and think others are at fault for the accident.

 
Did You Know?    
 
 
Studies Discover The Level Of Education A Person Has, Corresponds With Their Vehicle Death Rate
A study by the Insurance Institute for Highway Safety found that the level of education a person has corresponds with their vehicle death rate. Men and women without a high school diploma had three times the fatality risk of those who had some education beyond high school.

 


  Newsroom  
 


Fatal Traffic Accident
On 03/29/07, at about 10:06 p.m., Bakersfield Police responded to the intersection of Wilson Road and South “H’ Street for a major injury traffic a...
Read more >


Iteris Reports a 65 Percent Reduction in Accidents
Maverick USA, based in Little Rock, Ark., began upgrading the safety of its national fleet of 1,000 trucks with initial deployments of the Iteris L...
Read more >


Winter Car Accidents Lead To Insurance Questions
Madison, WI--Wisconsin's annual return of cold and snow will bring out another annual event, more car accidents. Whether you've been involved ...
Read more >


More news >

 
 

Terms

 


Today's Terms

Hit and Run

Definition:
An accident caused by someone who does not stop to assist or provide the required and necessary information.

Dismantled Title

Definition:
The vehicle sustained major damage to one or more major component parts and the cost of repairing the vehicle for safe operation exceeds its fair market value.

Quote

Definition:
An estimate of the cost of insurance based on information supplied to the insurance company.

More Terms >

 

Resources

 


More Resources >

 

Hot Topics

 

  • DUI Car Accidents
  • Aggresive Driving
  • Catastrophic Injuries
  • Speeding Accidents

More Topics >

Maine Car Accident Lawyers

 
If you live in one of the following cities and have been in an auto accident you should contact an Maine Car Accident Lawyers as soon as possible:

  • Auburn
  • Augusta
  • Bangor
  • Biddeford
  • Brunswick
  • Lewiston
  • Portland
  • Saco
  • Sanford
  • Scarborough
  • South Portland
  • Waterville
  • Westbrook
  • Windham
  Need to find a Car Accident Lawyer Nationwide? Visit CarAccidentAttorneys.com


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